Your best approach to 2006 is to make the most of your investments and investment opportunities. Manage your home wisely - from its debt load to its maintenance. Stay atuned to trends in the real estate market that are likely to follow future changes in economic conditions. Then, be ready to make the most of the opportunities that come with these changes. For example, increased interest rates may stimulate your desire to invest in income producing properties(such as rental properties)as first time buyers begin to shy away from the market. Whatever your approach, remember that it isn't necessary to predict the future, but merely to be prepared for a rane of reasonable possibilities.